Letter to SBI Bank Manager of Local Branch to reduce the interest rate on home loan House no. , Road no. , Bistupur, Jamshedpur - 831002. 18th December, 2023. The Manager, SBI, Road no. , Bistupur, Jamshedpur - 831002. Subject [To reduce the interest rate for Home Loan] Sir, I am [Name] and I have an account in your bank (A/C ......). I have been authorized a home loan from your bank which currently has an interest rate of 9.35%. The interest rates have resulted in a huge financial burden for me. I request you to reduce it to a moderate rate which I can cope with. Yours faithfully, [Name]
Summers are getting hotter with each passing year Essay on "Summers are becoming hotter with each passing year. Write a description of one such very hot day. What did you see and hear as you walked outside? How were birds and animals affected?" India is famous all around the world for its different seasons and extreme as well as pleasant climate. The unique features of the Indian subcontinent are found nowhere else. India mainly experiences five seasons Spring, Summer, Monsoon, Autumn and Winter. Summer is considered the best among other seasons by the Indians, but its popularity is decreasing drastically each day as the temperatures are constantly increasing because of climate change. Summer is when the country experiences most death because of extreme weather conditions. It is becoming unbearable for the people as the day temperatures outside reach 50°C. Summer was often associated with fun and enjoyment, but that is not the case anymore. Summers are one of the most excitin
Describe in detail the view from your bedroom window. Does your room overlook a park? A busy street? What are the sights, sounds, and smells that you would typically see, hear, and experience at different times of the day? When do you most enjoy the view? Early in the morning, in the evening, or late at night? A bedroom window is the source of many sights. They can be the scenes of beautiful parks blooming with various flowers or busy streets with honking vehicles disturbing the tranquility and peace of the surroundings. Everyone has a unique experience when they have nothing to do but stare outside the open window. Those who are lucky to enjoy the view of parks from their windows typically like to watch it during the early morning while those having a busy street enjoy the night view when there are fewer vehicles and the air is a little bit cleaner. My bedroom window shows neither a park nor a busy street, but I can still enjoy the pleasant view of flowers in the morning. I can see
For the statement "No other subject taught in school is as important as Moral Science." Express your views for or against this statement A school is where the youngsters are taught the fundamentals in every major subject. They are taught Mathematics, Science, English, Computer Science, and regional language - in India Hindi is taught in most schools. Children till primary schools are taught Moral Science, but in higher grades, it needs to be given more or sometimes no attention. The school forgets how this important subject can help the students to become a better person. Children are enrolled in schools at an early age. They do not know the ethics and behaviours at such an age. Therefore, it is the responsibility of both - schools and the parents - to teach the children these basic yet important lessons. A person without ethics is no better than a non-living rock. Trees also have ethics; every living organism does. Therefore, it becomes crucial to teach the children the eth
A Visit to a Plant Nursery and Discovery of My Greatest Friend Part 1 I was not a very good person at socializing with others. It is not like I hate anyone or see them as inferior to me, I just do not know how to talk to others. It was always too much for me to walk up to someone and initiate a conversation. I was always too lazy to accomplish such a simple task. But now it was getting too much out of hand. I was going to turn sixteen this year, I should make a friend. I want to make a friend. All these years, I just sat quietly in the class. When it was a free period or lunchtime, other normal students would talk to each other, play or have practice matches of chess and other games. I never felt that I was lonely. I had already volunteered myself to the school's student committee. I was already busy enough to keep my grades up. Volunteering took a lot of effort and I was usually given tasks that could be done alone. It felt like fate did not want me to have friends. Now that I th
A person standing in the railway station dressed in a good looking attire It is a common habit of humans to make judgements at the first look. It does not matter if we are seeing a person or a thing for the first time, our minds do not need to take a second look before coming to a judgement. If we look at a person, we quickly look at his clothes and shoes and come to the assumption that he is poor or rich. The same is the case with things, we decide for ourselves whether a substance is expensive or cheap just by its glittering and glistening. Over time, many learned personalities have taught us to "not judge a book by its cover." Through his various plays and writing, William Shakespeare, the popular eighteenth-century English writer, has sent the message to not fall for outward appearances. I have recently expereinced an incident that explains why is it important to not rely on just outward appearances to make a judgement about a person. I was travelling by train during my s
Essay on visit to a Heritage Site A heritage site is a landmark or a monument of historical importance. United Nations Educational, Scientific and Cultural Organization (UNESCO) administers such sites. They can help us to learn a lot of things about the history and culture of a place. A Heritage site is not only limited to a monument or a landmark but also includes ancient ruins, structures, buildings, cities, deserts, forests, islands, lakes, mountains, and wilderness areas. Schools and Colleges frequently plan a trip to heritage sites to teach the students about their significance, structure, importance, and features. Heritage sites date back several centuries and help students learn about ancient architecture. Students can also learn about primitive ways of living, culture, and faith by visiting and studying these heritage sites. I recently visited a World Heritage site with my classmates and teachers as a part of my school trip for summer vacation. We visited the Konark Sun Temple
Imagine a situation where you get an opportunity to change one thing in your school. What would it be? Why do you want to change it? How would you bring about the change? School is a place where the young generations are bestowed with knowledge and wit. It is a place of education and learning where various subjects are taught to the students without keeping in mind their religion, gender or race. It is the place where everyone is equal and everyone has equal opportunity to get fundamental knowledge in each major subjects. There are various subjects that are taught in the school. Majority of the subjects are taught in written form as practical lessons would be not possible to conduct for such a large number of students for each subject. But there is one subject that is taught mostly practically in our school and that is Sports. During the sports period, the students are made to the warm up exercises before the match (which are usually regional games). During the first few classes, w
Write a story with two students and a teacher as main characters There are many instances in which students have to be admitted to a new school or college long after the semester has begun due to various reasons. The reasons could be relocation to another city, seeking better facilities and education or looking for cheaper options. Due to the mid-semester admissions, the child has to face several hardships and it significantly impacts their mental health and overall performance. The new surroundings of the school could overwhelm them or they could struggle to get familiar with new classmates or teachers. Many students also struggle to keep up with the class work, complete the syllabus and complete homework. The teaching methods of a particular teacher always differ from others, so new students always find it hard to grasp the important points and key concepts. Something like this happened to me too. It was the last working week before the summer vacation. Our teacher, Mr. Singh announ
Skills are one of the most crucial things for a person's development. Every individual must have it. Skills make a person unique from the masses. In today's competitive world, having at least one skill becomes essential. Skills like time management, critical thinking, and writing can be helpful for students to excel in their studies. They can also help to make a good impression in front of the employers. Employers prefer candidates having skills with less academic performance over those with no skills but high academic performance. Skills can significantly improve the quality and efficiency of the work, as someone with leadership skills can head a project or a department effortlessly. Skills can help an individual to adapt to different challenges faced during their lifetime. Skills are of several types, like reading, teamwork, and communication, but writing is the most significant. I am currently learning to improve my writing skills. I believe the ability to write and convey m
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